How Comhar Linn INTO Credit Union can support you.

Comhar Linn INTO Credit Union- a support for teachers.

I have been a member of a Credit Union from the day I made my First Holy Communion. From the age of seven, my parents spoke to me about saving money and how important it was. Since then, I have remained a member of a Credit Union, as I find it incredibly straight forward to save regularly with them.

In the last year, I have become aware of the INTO Credit Union. Straight away, I was interested in finding out more, as I knew there would be many benefits. The Credit Union has been a fantastic place for me to have regular savings, transfer my money to while working abroad and more recently transfer money online.

Saving for a house, car, holiday or college, while paying rent and general living is hard to do. Enter Comhar Linn. Read on to find out what they have to offer below and how they can help YOU.

If you’re not a member, you can easily sign up today online with Comhar Linn’s new online membership application.

Current Account

It is just over one year since Comhar Linn INTO CU launched a new Current Account service. This is separate to a member’s saving or loan account and means that members have instant access to their money through a debit card, a secure app and an online portal.

Some of the benefits associated with a Comhar Linn current account include:

Transparent fees (€4 per month)
Contactless payments up to €50
Overdraft facility of up to €5000 available
Instant access to your money (mobile app available)
Fees are cheaper than most leading banks
Easy sign-up process

There is a current account transfer guide for those who wish to make the switch, find it here.

If you are a member with Comhar linn you can easily register online, you can find all the information here:

Loans

The primary benefits of borrowing from CLINTO:

Very competitive loan interest rates e.g Car Loan: 6.75%APR
Salary deduction at source facility available
Flexible loan repayment arrangements & a lump sum repayment facility without penalties
Free loan protection insurance on eligible loans
No hidden charges or transfer costs
A multiple loan facility is available thereby allowing members to borrow for different purposes with different repayment periods
Loan repayment terms to suit your needs

Types of loans available

Comhar Linn INTO offer a wide range of loans to members, our most popular loans include car loan (6.75% APR), home improvement loans (6.5%APR) and a Christmas loan is now available for members who wish to begin their Christmas shopping! For a Christmas loan you can borrow up to €5,000 and repay over 1 year. For more information see here.

Other services include:

Budget Account

Using the credit union Budget Account service is a stress free way for members to manage their household bills. You spread the cost of bills evenly over the year and remove the burden of having a large expenditure in a particular month. You will no longer have to remember to pay your bills.

A Budget Account allows the member to pay all their annual household bills through one account, i.e Mortgage, Electricity, Telephone, House Insurance, Car Tax, Car Insurance, etc. When the total annual amount is agreed, a regular fortnightly deduction from salary is calculated. This amount is credited fortnightly to your Budget Account. No more final notices as we pay your bills in full and on time.

Click here to read more information on this.

Mastercard is a registered trade mark, and the circles design is a trade mark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International.

*APR= Annual Percentage Rate

Disclaimer:

This is a sponsored post. However, all opinions written are my own. I am a huge believer in the Credit Union and would not be where I am in my teaching career without their support and services. These sponsored posts help to pay for the costs in running this website. For more information see my disclosure policy.